Dental Art Concept Office

Financial Options

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Dr. Matthew Scaffa is committed to providing various payment options to meet your needs. Dental Art Concepts PLLC is in-network with the following insurance companies:

  • Argus PPO, Argus Commercial
  • Aetna PPO, Aetna Medicare PPO
  • Assurant®
  • Bento Platinum PPO
  • BlueCross® BlueShield® 100, 200, 300
  • BlueCross BlueShield Federal
  • BlueCross BlueShield Premium
  • Cigna® PPO
  • Connection Dental
  • Delta Dental Premier
  • GEHA® Dental
  • Guardian Direct® DentalGuard / Preferred
  • Horizon BCBC of NJ
  • Humana PPO
  • Maverest Plus / Preferred
  • Meritain
  • MetLife® PPO, FEDVIP
  • Nippon Life Ins. Co.
  • Principal® PPO
  • UMR
  • United Concordia® PPO
  • UnitedHealthcare® PPO

Contact our dental office at (718) 313-4343 to learn more about dental insurance. We also accept cash, check, and credit card. We also work with two third-party financing groups, CareCredit® and Health Credit Services, to provide flexible payment plans. More information is available below.

For those with no dental insurance or insurance that leaves you wanting more, we offer:

  • Businesses with lots of employees (Corporate Discount Plan)
  • Plans for small/medium-sized business with our Corporate Dental Plan
  • Plans for regular individuals

We invite you to contact our office today for more information and to schedule a visit with our dentist in Staten Island, New York.

Dental Financing


Carecredit logo

Think of CareCredit as your own health, wellness, and beauty credit card. Whether it’s oral surgery, getting a crown, or a general checkup, you shouldn’t have to worry about how to get the procedures you want. That’s why we’re pleased to accept the CareCredit health, wellness, and beauty credit card. CareCredit lets you say “yes” to recommended surgical and non-surgical dental procedures and pay for them in convenient monthly payments that fit your financial situation.

CareCredit is a healthcare credit card that helps you pay for treatments and procedures for you or your family that may not be covered by insurance. With special financing options*, you can use your CareCredit card again and again for your dental needs, as well as at 195,000 other healthcare providers, including dentists, optometrists, veterinarians, ophthalmologists, and hearing specialists.

It’s free and easy to apply, and you’ll receive a decision immediately. If you’re approved, you can schedule your procedures even before you receive your card. With more than 21 million accounts opened since CareCredit began nearly 30 years ago, they are the trusted source for healthcare credit cards.


Sunbit Logo

Sunbit is a fintech company that supplies the technology for customers to apply for and secure a loan from TAB Bank. Sunbit boasts an average 85% approval rate and only does a soft credit inquiry, which does not affect a customer’s credit score. They provide no-interest and low-interest financing for dental services up to 72 months. If you meet certain conditions, depending on the cost and length of term, no-interest financing might be an option.



HFD provides affordable financing options for patients in dental, orthodontics, veterinary, audiology, vision, and cosmetics. We know all of these specialties have different goals and challenges, so we tailor our plans to meet the needs of patients.

  • No negative credit impact – A patient’s credit score will not be impacted when applying for a payment plan.
  • No or Low Interest financing options are available.
  • Patient Portal – Manage your plan on-the-go with a myHFD account.
  • No stellar credit needed – Nearly 100% approval*. HFD only declines patients with open bankruptcies, fraud, or who are on the terrorist watch list.
  • No Pre-payment Penalties – Pay off at any time without any penalty.

We offer payment plans through this partner. They will not impact your credit to apply, and you are guaranteed an approval. If you would like to look into their options we would be happy to help you do that!

To get started with HFD please call the office at (718) 313-4343 so we can send you a custom application link.